Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
Россиянин решил растопить сердце бывшей возлюбленной и сжег ее дом08:47
，这一点在币安_币安注册_币安下载中也有详细论述
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Abdul Abdirahman, an investor at the firm F-Prime, added that generic vertical software “without proprietary data moats” is no longer popular, and Igor Ryabenkiy, a founder and managing partner at AltaIR Capital, went deeper on that point. He said investors aren’t interested in anything, really, that doesn’t have much product depth.
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